0% Interest In-House Financing
We now offer 0% interest installment plans on qualifying items. Simply pay 25% down, then spread the rest into three equal payments over 90 days.
How It Works
Find a Qualifying Item & Win
Look for items marked "0% FINANCING AVAILABLE" in the auction listing. Bid as usual, and if you win, you may request the installment plan instead of paying in full at once.
Request Your Plan
Email admin@seizedpropertyauctions.com within 2 calendar days of your winning bid to request enrollment. Our team will confirm eligibility and provide next steps.
Pay 25% Upfront
Submit your initial 25% deposit within 2 calendar days. This secures your item and activates the installment plan.
Complete Your Payments
The remaining balance is split into three equal payments over 90 days. As long as payments are made in full and on time, no interest is added.
Receive Your Item
Your item will be released for shipment once the final payment has been received and cleared. Title and possession remain with Seized Property Auctions until the balance is paid in full.
Payment Schedule
| Payment | Amount | Due Date |
|---|---|---|
| Down Payment | 25% | Within 2 calendar days of auction close |
| 1st Installment | 25% | 30 days after the initial deposit |
| 2nd Installment | 25% | 60 days after the initial deposit |
| Final Payment | 25% | 90 days after the initial deposit |
Frequently Asked Questions
Qualifying items are clearly marked in the auction listing with “0% FINANCING AVAILABLE.”
No. This is an in-house installment payment plan offered directly by Seized Property Auctions. There are no credit checks, no applications, and no third-party lenders involved.
Yes. This installment plan carries no interest, provided all payments are made in full and on time according to the agreed schedule. The total amount paid equals your winning bid, buyer’s premium, shipping, and applicable taxes—nothing more.
Failure to make a scheduled payment when due will constitute default. In the event of default, Seized Property Auctions reserves the right to cancel the installment agreement, retain all payments made to date, relist the item, and pursue any additional remedies available under our auction Terms & Conditions.
Title and possession of the item will not transfer to the buyer until payment in full has been received and cleared. The item will be released for shipment once the full balance has been paid.
Email our Customer Support team at admin@seizedpropertyauctions.com within 2 calendar days of your winning bid to request the in-house financing option. You will receive a confirmation with your payment schedule and next steps.
Payment methods follow the requirements of the specific lot. If a lot is designated as wire transfer only, all installment payments must be made by wire transfer unless otherwise approved in writing by Seized Property Auctions. Payment instructions will be included in your installment agreement email. If an item is not designated as wire transfer only, installment payments may be made by credit card or PayPal in addition to wire transfer.
No. The initial 25% deposit is non-refundable. In the event of cancellation, non-payment, or default, it will be retained by Seized Property Auctions as liquidated damages and a restocking fee.